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Schemes for serving personnel

If you or a partner is serving in the RAF, there are two specific schemes you may want to subscribe to.

RAF Reserves

RAF Dependants Fund

Serving RAF personnel, including those in the Reserves, can nominate family members to receive an immediate payment of up to £17,500 should they die in service. 

This payment is tax free and paid whether they died on or off duty. 

How to sign up

RAF personnel should complete RAF Form 7230 which is available through the Human Resources staff at their unit.

Guidance on the scheme can be found in AP7005 Leaflet 208 or AP3392 Vol 7 Part 2 Chapter 51.

The Dependants Income Trust (Dincome) 

This is designed for subscribers to the RAF Dependants Fund, who are serving on full-time permanent contracts, to make much greater provision for their partners and children in the event of death. Dincome is an extremely popular, unique, and inexpensive assurance scheme designed for the Royal Air Force. 

The benefits provide an additional tax-free capital sum followed by a monthly tax-free income. Guidance on the scheme can be found in AP7005 Leaflet 209.

Injury and Death in Service

We can support anyone who is faced with a death or a disabling injury while serving in the RAF. It doesn't have to happen while on duty. In addition to providing help via the RAF Dependants Fund, we can offer help with immediate needs, retraining and housing.

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More information

For further information about these schemes please speak to your unit admin staff or contact the RAF Subscriptions Manager at raf.subscriptions@rafbf.org.uk or call 01993 896608.

Get in touch

The best way to make an enquiry is through your unit PMS staff. Alternatively, if you have any questions or would like to discuss your situation, please give us a call on 0300 102 1919 or submit a query online.